BSB High Interest Checking

Feel the pride of banking in your community! Free BSB High Interest Checking checking allows you to earn interest and receive ATM withdrawal fee refunds* for doing easy banking basics.

• High Interest Checking
• 5.00% APY on balances up to and including $15,000
• 0.10% APY on balances over $15,000
• 0.05% APY if you do not qualify for the month
• Refunds on ATM Withdrawal Fees, nationwide up to $25 per month
• No Minimum Balance to open and earn rewards
• No Monthly Maintenance Fee 

Reward yourself with BSB High Interest Checking! All you have to do is:

• Make 12 Debit Card Purchases per month
• Be enrolled and log onto Online Banking one time per month
• Be enrolled in and agree to receive e-Statements

Didn't qualify this month? No problem. Start again next month!

Let's get started

 ^{* Qualification Information: Account transactions and activities may take one or more days to post and settle to the account, and all must do so during the Monthly Qualification Cycle to qualify for the account rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by Belmont Savings Bank as ATM transactions and purchases made with non-Belmont Savings Bank issued debit cards. "Monthly Qualification Cycle" means a period beginning one (1) day prior to the first day of the current Statement Cycle through one (1) day prior to the close of the current Statement Cycle.  Reward Information: When your BSB High Interest checking account qualifications are met during a Monthly Qualification Cycle, balances up to $15,000 receive an Annual Percentage Yield (APY) of 5.00%; and balances over $15,000 earn 0.10% APY on the portion of the balance over $15,000, resulting in a range from 5.00% to 0.74% APY depending on the account's balance, and you will receive reimbursements for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. Interest and ATM fee reimbursements will be credited to your BSB High Interest checking account on the last day of the statement cycle. APYs accurate as of 05/01/2026.  Rates and rewards are variable and may change after the account is opened. Fees may reduce the earnings on the account.
 When BSB High Interest qualifications are not met, all balances in the account earn 0.05% APY and ATM fees are not refunded.  Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. No minimum deposit is required to open the account. No minimum balance other than the tiers stated above is required to earn the APY. Enrollment in Online Banking and receipt of electronic statements are conditions of this account. Enrollment in electronic services (e.g. online banking, electronic statements) and log-ons may be required to meet some of the account's qualifications. Limit 1 account per social security number. There are no recurring monthly service charges or fees to open or close this account. Contact a Belmont Savings Bank employee for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC.}

^{*Qualification Cycle runs from the Third Wednesday through the Third Thursday of the following month.}

Statement Cycle 

More Checking Account Options at BSB